HTA Insurance (hereafter, "HTA") is committed to protecting the privacy of its users. To demonstrate this commitment, HTA has created this privacy policy (the "Privacy Policy") governing HTA's use of the information that is collected through the Web Site and any interactive sessions you participate in. By accessing and viewing the Web Site you agree to the terms and conditions of this Privacy Policy.

Cookies
Currently, we do not use cookies to retain any information about you.

Log Files
We use IP addresses to analyze trends, administer the Web Site, track user's movement, and gather broad demographic information for aggregate use. IP addresses that we collect are not linked to personally identifiable information.

Links to Other Web Sites
The HTA Web Site contains links to other Web Sites. Please be aware that HTA is not responsible for the privacy practices of such other sites. We encourage our users to read the privacy statements of each and every Web Site that you visit from our Web Site or through the interactive sessions.

"Contact Us" Information
Using your contact information, HTA may also send you e-mail messages under the following circumstances, among others:

• To respond to an inquiry or request for information;
• To thank you for contacting HTA;
• To welcome you to HTA and to its products and services;
• To explain new product offerings and features of our services;
• To notify you of special promotions; and
• To communicate with you regarding customer service related issues.

Notification of Policy Changes
We may update this Privacy Policy from time to time. We will notify you about significant changes to our Privacy Policy by placing a prominent notice on our Web Site. HTA welcomes comments and questions on this policy.

Usage Tracking
We monitor how our users use our Web Sites including search terms entered, pages visited and documents viewed. This information is stored with a each registered user's registration information. It is unique-number identifiable, and is used solely for purposes of enabling us to provide you with a personalized Web Site experience. Aggregated forms of this data may also be used in order to help us understand areas for future research and to identify future features and functions to develop for the Web Sites. This data may also be used by HTA, in the aggregate, to identify appropriate product offerings and subscription plans.

Security Precautions
HTA takes precautions to protect data and information under its control from misuse, loss or alteration. HTA's security measures include industry-standard technology and equipment to help protect your information, and HTA maintains security measures to allow only the appropriate personnel and contractors access to your information. Unfortunately, no system can ensure complete security, and HTA disclaims any liability resulting from use of the Website.

Exceptions Other than as set forth above, HTA will not otherwise use or disclose any of your personal information except to the extent reasonably necessary to: (i) process your information and to correct technical problems and malfunctions in the Website or the computer systems supporting the Website; (ii) protect the security and integrity of the Website; (iii) protect the rights and property of HTA and others; (iv) take precautions against liability; (v) respond to claims that your information violates the rights and interests of third-parties; (vi) respond to judicial or administrative process or otherwise comply with applicable law; and (vii) to assist law enforcement agencies in connection with investigations or matters related to public safety.

Questions or Comments Regarding the Privacy Policy
For additional questions, or to be taken off our marketing lists, please send an e-mail to privacy@HTAInsurance.com.