Personal Auto Insurance Has Changed As society evolves over the years, so must insurance policies. These changes are led primarily by the Insurance Services Office (ISO), an organization that constructs, alters, and files new or changed policies and endorsements with the states . . . more A Lesson From Calamity John Maybe you know a person like John: someone who’s not very interested in home safety. One Saturday morning, Johns feeling a little woozy. He shrugs this off and attempts to set the hot water heater to a higher temperature. Suddenly he smells smoke . . . more Necessity Is the Mother of Inventory The TV images are indelible: Destroyed homes. Distressed families picking through the rubble. It’s hard not to wonder what you’d do if a tornado or other disaster hit your home . . . more Homeowner's: There’s More Than One Way to Lose Your Property Mention Homeowner’s insurance and most people think of protection against property lost to fire, burglary, and other perils. Few consider the importance of the policy’s Liability insurance. This protection (with it’s accompanying Medical Payment coverage) guards the insured family from claims of . . . more Some Thoughts About SUV's The great American poet Marianne Moore was once commissioned by the Ford Motor Co. to name its newest car. A few names she came up with: The Utopian Turtletop, The Resilient Bullet, and The Intelligent Whale . . . more Is The 'Stuff' In Your Car Safe? Harry was alwavs getting lost when he rode around visiting friends or doing chores, so he had one of the new navigation systems installed in his car. It cost almost $4,000, but now Harry just keys in the address he wants, and the system tells him step by step how to reach his destination: "Go north on 101 four miles . . . more